Multi Family - Apartment Financing Loans

 Offering multi family apartment financing loans with quick funding. Lenders provide easy access to
investment real estate with mortgages for multi family apartment financing loans.

Investment / Rental Real Estate Lenders

Multi family investment real estate apartment financing loans.

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We pride ourselves on providing fast, competent and professional real estate funding services to clients of all walks of life. From the beginning investor who needs our expertise and counsel to move through the process to the veteran multi family investor who just needs access to the best funding opportunities available in the real estate market today.

We make investment lending for financing apartment  multi family loans easy. It's logical  for the lender to say "yes" when we show them why they should say yes to the loans for multi family apartment financing request.  The way to successfully complete that, is to first understand the lender's decision making process in approving loans for multi family apartment financing. We, as well as the numerous lenders and commercial real estate investors that we place these packages with, have a thorough understanding of the unique complexities involved it these types of commercial properties for purchase or refinance .

A recessionary economic climate does not necessarily have to have a negative impact on the investment housing industry. People always need a place to live. Folks that are or were "upside down" and needed to short sell or got foreclosed on needed to move to other living options. The rental market. The most affordable housing seems to thrive when other aspects of the economy suffer. During down turns in the economy, foreclosure rates can increase as much as 25 percent, while rental housing can increase as much as 30 percent. While lost revenue affect commercial office and retail properties, rental housing offers an inexpensive option to the public in need of shelter. 

These programs are an important part of a very competitive sector of the commercial mortgage lending market. Lenders want your business and are willing to compete on multi family units and apartment building financing loans. We create a competitive environment by shopping your request for financing multifamily unit apartment loans to a wide variety of competitive lenders that specialize in this type of commercial real estate. You will know the benefit of our unequaled efficiency and service with a great program and with low fees.

Our only goal is to be your main source for the most appropriate lenders for the financing of multi-family apartment loans. We provide customized solutions for commercial real estate investors across the nation. If you need to refinance an existing property or you need purchase money - we can help structure the terms that most suitably meets your needs.

LTV -  Programs provide financing usually at 80% of appraised value or sale price, whichever is lower. For amounts over $1MM, there are lenders that will go higher or will allow seller carry back seconds for a combined LTV of 85% to 90%.

Debt Service Coverage Ratio -  The cash flow from units must be at least 1.00 to 1.20 times the mortgage payment. This will vary a little from lender to lender

Term - 1, 3, 5, 7, 10, 15, 20 ,25 and 30 year fixed rate terms are available. Short term adjustable rate mortgages are most common due the the lower rates, payments and higher cash flow. Interest only and balloon notes are also available for these properties.

Interest rates vary depending on program. Call for many more terms and programs available. Get an apartment financing loan quote now.

Prepayment Penalties and Lockout Periods

10, 15, 20 year fixed rates - will usually have prepayment penalties based on "yield maintenance" or "defeasance".

3 and 5 yr fixed rates - usually have a decreasing prepayment each year (e.g. 5%, 4%, 3%, 2%, 1%).

Adjustable rate mortgages- typically have a declining and smaller prepay penalty depending on program (e.g. 3%, 2%, 1%).

Lockout period is defined as an interest guarantee to the lender. No matter what happens, the lender will
be paid interest for the lockout period. This can range from 2 to 5 years depending on negotiations for rate.

Inquire now to to find out what investment lending programs might work best for your situation. There is no cost, obligation or credit check made to get the preliminary information. Apartment loans and financing lenders provide mortgages that are available for investment properties 5 units and above. Submit a Quick App and we'll provide competitive programs for commercial investment real estate ranging from $75,000 to $100,000,000 or beyond.

 

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Apartment Multi Family Financing Loans

Auto Repair Body Shops

Bed & Breakfast B&B

Campground RV Park

Car wash

Mixed-Use Property

Gas Station - Convenience Store

Office

Mobile Home Park

Warehouse

OTHER PROPERTY TYPES

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Church
Churches
Land Development
Land Development
Laundromat
Laundromat
Mixed Use
Mixed Use Com/Res
Mobile Home Park
Mobile Home Parks


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Gas, C-store, Auto body, Automotive
Automotive - Gas - Repair

Bar - Lounge
Bar - Lounge - Pub

B&B multi-family financing loans.
Bed & Breakfast / Hospitality

Carwash
Car Washes - All Types

Campground RV Park
Campgrounds & RV Parks

Child Day Care Center
Child Day Care Center

 

Our apartment loans and financing lenders offer an excellent opportunity to analyze cost savings on commercial programs from $100,000 to $100 million and up.